Bayview Auto
Toll-free:
General: 1 866 594-2262

Finance Department

Affordable Vehicle Financing

car loans belleville

Bayview Auto realizes that financing is an important part of the vehicle buying experience. We understand that it can cause many customers stress. With that in mind, we set out to create an approach to financing with zero stress, just like our sales approach. Our resources and long-standing relationships with automotive lenders allow us to get the vehicle loan that's right for you, at the best possible rates and terms.

When you buy from Bayview Auto, you can be sure that you will have all your financing options put on the table in a clear and easy way to understand. That's our promise to you!

Our finance specialists can tailor a vehicle loan that fits your needs. You can apply for a car loan online today and then come visit us in Belleville for a detailed credit consultation. We have a variety of options that will fit your needs and allow you to secure vehicle financing.

*OAC (on approved credit), a $799 finance fee.

Poor Credit Financing Options

If you go to many banks or dealerships, then you know that vehicle financing can be very difficult. With over 20 years of automotive experience, Bayview Auto has developed relationships with some of the most well recognized financial institutions in the country. Our finance team is very knowledgeable and will work closely with these companies to try to secure you the best rate that we can.

Vehicle Financing FAQ

Who are Bayview Auto's financing companies?

Bayview Auto offers financing through many reputable organizations that allow us to customize offers to suit our customer's needs.

  • Royal Bank Of Canada 
  • TD Auto Finance 
  • CIBC 
  • Scotia Dealer Advantage 
  • National Bank Of Canada 
  • Desjardins 
  • EdenPark 
  • iA Auto Finance 
  • Auto Capital Canada 

How does financing with Bayview Auto work?

Financing with us is very simple!

  • First select a vehicle that meets your needs
  • Submit a financing application online, on the phone or at the dealership
  • If approved, decide which finance offer suits you best! 

How are finance decisions made? 

  • Down payment amount 
  • Vehicle specifics (make & model, age, odometer, price, etc) 
  • Application information (income, employment, housing costs, etc) 
  • Credit score & history 

What does a credit score mean? 

A credit score is designed to assist financial institutions in predicting the amount of risk associated with a major purchase (vehicle, house, credit card, etc). In other words, it is a way to inform the lender how likely it is that you will pay back your loan.

Will my credit score drop every time I check it?

Checking your own credit report is what's known as a "soft inquiry," which does not affect your credit score. Only "hard inquiries" made by a creditor or a lender when you apply for a vehicle loan can drop your credit score.

How long will poor credit history affect my life?

With enough time and patience, all poor credit situations can be rectified.

Can I get a vehicle loan with poor credit history?

Our knowledgeable staff can provide you with advice to have the best chance at being approved. In some situations, a co-signer will be required.

Call (866) 594-2262 (toll free) or visit us today for the lowest vehicle finance rates in Belleville, Trenton, Kingston, Peterborough and the surrounding areas in Ontario from Bayview Auto!

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